Set up the boring essentials

Banking, insurance, registration and payroll — the accounts every Ontario business needs, with the providers our members actually use.

Banking

RBC Business Banking

Business chequing, e-transfers and a Canadian small-business advisor.

Free months on select business accountsOpen

Wealthsimple / EQ Business

Low-fee digital business account with high-interest balances.

No monthly feeOpen

Insurance

Zensurance

Ontario broker for commercial general liability, contents and cyber cover.

Free online quote in minutesOpen

APOLLO Insurance

Instant online small-business liability policies across Canada.

Buy coverage online, same dayOpen

Registration & filing

Ownr

Register a sole proprietorship or incorporate in Ontario with filings handled.

Discounts with an RBC business accountOpen

Ontario Business Registry

File directly with the province yourself — the lowest-cost route.

Official government filingOpen

Payments

Square

POS hardware and payments for cafés, bakeries, salons and retail.

Free reader with new accountsOpen

Stripe

Online checkout, subscriptions and invoicing for digital businesses.

Pay-as-you-go pricingOpen

Accounting

QuickBooks Online

HST tracking, receipts and year-end books your accountant will accept.

Multi-month introductory discountOpen

Wave

Free Canadian invoicing and bookkeeping for solo founders.

Free core accountingOpen

Payroll

Wagepoint

Canadian payroll with CRA remittances, T4s and ROEs handled.

First payroll run freeOpen

Humi

Payroll plus HR records and time off for Ontario employers.

Free HR plan availableOpen

SUCH A SOFTY may earn a referral fee from some partners at no extra cost to you. We are not a bank, broker or law firm — compare terms yourself and confirm coverage with the provider. Back to templates